Its week two of National Cyber Security Month! This week Toby talks you through the risks and what you can do to avoid them!
With so many of us using a multitude of connected devices day in day out, those with malicious intent employ a wide variety of methods that you need to look out for:
Phishing is when a bad actor impersonates a legitimate company as a means of getting you to fill in personal information.
This is usually in the form of an email that looks like it comes from a legitimate and trustworthy source such as Microsoft or HMRC and will usually prompt you to click on a link to login with your details. When you click on the link you will be taken to a website that looks like the real thing, but which is actually a copy that will harvest any details that you enter into it.
To Avoid being caught out:
Do you think this email below is legitimate?
Here are some giveaways:
Viruses are malicious files that can wreak havoc on your computer and potentially delete or corrupt your precious documents.
Usually a virus will get onto your pc via a file that you’ve downloaded – similar to phishing, the sending will often rely on tricking into downloading it usually from an email attachment or website disguised as a legitimate source. Viruses take many forms, Two of the most common are so-called ‘Ransomware’ which will lock up all your files and the scammer will then demand payment before they will release them and ‘Spyware’ which will remain hidden on your computer and secretly log your activity (such as key presses) so that criminals can watch you type out passwords.
The best defences against viruses are:
Phone scams are similar to phishing in that you will usually get a caller who will try to appear legitimate (often claiming to be from Microsoft Support or HMRC) who will then try to engineer a situation where you give over your password details, or give them control of your computer so that they can lock up your files and demand money.
To avoid being caught out by scammers:
It can be intimidating, the sheer number of ways that scammers and criminals can use to target you in the online world, but knowing how to deal with these risks and keeping your wits about you when on the computer, or on the phone will go a long way into helping you protect your money and your data.
Published: 12/10/2021 Published by: Bee Horner
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